1. Agreement
These Terms & Conditions ("Terms") govern your access to and use of the website https://cover365financial.com and the services offered by Cover365 Financial. By using our website or services, you agree to be bound by these Terms.
2. Nature of Information
The content on this website is provided for general information purposes only. It does not constitute financial, legal, tax or investment advice and should not be relied upon as a substitute for personalised advice from a qualified professional.
3. Insurance Products
All insurance products distributed or recommended through Cover365 Financial are subject to the terms, conditions, exclusions and underwriting decisions of the respective insurance company / insurer. Quotes and premiums shown are indicative and may vary based on your profile, health, occupation and other risk factors assessed by the insurer.
4. Investment Products
Investment products, including mutual funds and other market-linked instruments, are subject to market risks. Past performance is not indicative of future results. Investments are governed by the terms of the respective fund house, AMC or product issuer. Please read all scheme-related documents carefully before investing.
5. Recommendations & Quotes
Any recommendations, quotes, illustrations or offers shared by us are based on the information you provide and the products available at that time. They may change based on your final profile, regulatory updates, insurer/AMC pricing changes or other factors beyond our control.
6. Use of Website
- You agree to use the website only for lawful purposes.
- You will not attempt to gain unauthorised access to any part of the website or its systems.
- You will not use automated tools to scrape, copy or misuse the content.
7. Intellectual Property
All website content, including text, graphics, logos, design, calculators and code, is the property of Cover365 Financial or its licensors and is protected by applicable intellectual property laws. Content may not be copied, reproduced, republished or distributed without our prior written permission.
8. Third-Party Links
Our website may contain links to third-party websites (e.g. insurers, fund houses, regulators). We are not responsible for the content, accuracy or practices of those external sites.
9. Limitation of Liability
To the maximum extent permitted by law, Cover365 Financial shall not be liable for any indirect, incidental, special or consequential losses arising out of your use of the website or reliance on its content. Final product terms are governed by the respective insurer or fund house.
10. Governing Law & Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in India.
11. Changes to Terms
We may update these Terms from time to time. Continued use of the website after such changes constitutes your acceptance of the revised Terms.
12. Contact
- Cover365 Financial
- Email: info@cover365financial.com
- Phone: +91 80767 13672
- Website: https://cover365financial.com
